Tradies Sickness and Accident Insurance – Income Protection and Illness Cover

Insurance Brokers Sydney: Do you need illness and income protection insurance?

We all tend to do what we can to protect ourselves and our families from the unexpected, but often times insurance is a forgotten element of enjoying that kind of peace of mind.  That’s why it’s important to have get tradies sickness and accident insurance.

These modern times present us with many unknowns that make us feel uncertain about our futures. It’s only natural to feel that way. What would you do today if an unforeseen accident happened? How would your family live the quality of life they have become accustomed to? How would your being gone affect your family?

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Can You Get Tradie Insurance Cover Online?

Making tradie insurance cover easy

We live in a modern world where information is immediate in most cases. When it comes to getting your tradie insurance, you can use the web to your advantage. The information about various types of tradie cover, getting quotes, and purchasing cover are all things you can do online. What kind of insurance cover can you obtain online? We learned about the types of cover you can get online by talking to insurance providers so we could share it with you now. Read more

Insurance For Tradies – The Hidden Cost Of Under-Insurance

Tradies be aware of the hidden cost of under-insurance

When it comes to the immediate cost of premiums, it can be tempting for tradies to under-insure or even choose not to insure at all as a way to save money.  This may save some money initially but in the long run can cost you serious money because you may be leaving yourself open to significant costs.  It’s also important to remember that your insurance premiums can impact on the price of insurance premiums in general. Read more

What All Builders Should Know About Home Warranty Insurance for Builders

Home Warranty Insurance for Builders: What’s new with this warranty insurance?

The Home Building Compensation Fund, or HBCF, was formerly known as the Home Warranty Insurance Scheme. When did it change? The name changed on the 15 day of January 2015. It’s important that Sydney builders understand this change in name for home warranty insurance for builders as it does affect them. The concept is designed for homeowners who take on residential construction projects in NSW when they are paying over $20,000 for the building. Read more

Tradies Vehicle Insurance- Agreed Value and Market Value – Understanding the Difference

Looking at Insuring Your Tradie Vehicles?

You’ve made the first step and decided to insure your work car. Good move! After all, if your car is damaged or written off, it could cost you some serious money. If you use your car for work, it can mean an additional loss of income.

But now you’ve started getting quotes, things are getting confusing. Should you get a quote based on agreed value or market value? What’s the difference between the two? This decision will be based on a number of things and will depend on your personal circumstances.

Agreed value vs market value for Tradie Vehicles

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Financial Planning for Tradies – It’s Not a Singular Concept

Financial Planning for Tradies: Thinking beyond today

It’s normal for tradies to think about the present only. However, as long as this world continues on you must have a plan of action for yourself, your business, and your family for the future. You don’t have to become consumed with the future, but you do need a financial plan. Financial planning for tradies encompasses a number of concepts and services that can help you today and beyond. Read more

Tradie Insurances- The basics on Public Liability Insurance in NSW

Tradie insurance help starts here!

 

Most tradies have heard about Public Liability Insurance and for good reason – it’s one of the most well-known and widely used forms of insurance in Australia. Public Liability Insurance will protect you against the cost of damage to property or injury to another person that has happened as a result of your actions at work.

If you’re a tradie working in NSW, it’s important to understand why this type of cover is essential.

Getting the right public liability insurance cover in NSW
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Tools of Trade Insurance – Why Tool Cover is Important

Tools of Trade Insurance: Every tradie needs their tools

If you are a tradie or a subbie, you work with tools. Every tradesman has their special set of tools, equipment, and machinery required to perform a variety of tasks for customers who need things done. Without these tools, tradies wouldn’t have a business. That is the most important reason for tradesmen to carry tools of trade insurance. This insurance cover is crucial to subbies who own their own business in any trade. Read more

Tradesman Insurance – 2015 Tradies’ Insurance Checklist

Tradesman Insurance:  The importance of insurance cover for tradies

The New Year is well under way and it’s time to get your financial and business dealings in order. That should start with ensuring you have the proper tradesman insurance cover to meet any regulated requirements as well as your industry-specific needs. It’s smart to enlist good business practices like keeping up with any changes that are happening in insurance regulations for tradesmen. Basic cover will protect you and your business against liabilities, protect your employees, and cover your own personal damages and losses on the job. The following will discuss the general cover all tradies should have on their checklist for 2015. Read more